Auto and Home Loans: Debt repayment plans usually cover unsecured debt. Your auto and home loan, which are considered secured debt, may not be included. You must continue to make payments to these creditors directly. Most automobile financing agreements allow a creditor to repossess your car any time you’re in default. No notice is required. If your car is repossessed, you may have... Read More
When used properly, secured credit cards are an effective way to establish a good credit rating or rebuild a bad one. However, some of the offers are deceptive and can end up costing a lot of money. First, there is a big difference between a secured credit card and a regular one. With a secured card, you are required to open and maintain... Read More
Transportation Airline Fares You may lower the price of a round trip air fare by as much as two-thirds by making certain your trip includes a Saturday evening stay over, and by purchasing the ticket in advance. To make certain you have a cheap fare, even if you use a travel agent, contact all the airlines that fly where you want... Read More
If you are getting repeated calls from bill collectors, it can elevate your stress level to the point where you are unable to effectively handle your debt problem. If you are afraid to pick up the phone because you are afraid it will be a collection agent calling again, then you need to take action to stop these calls. There are Federal... Read More
The coins rattling around in your pocket can add up to big savings over time. Want a foolproof way to turn $1 a day into $67,815? It doesn’t take a lot of money or time or personal sacrifice. There’s no magic, no multilevel marketing and no salesman will call at your door. In fact, it’s the simplest and most-proven way to get... Read More
Regardless of the cause, financial problems can impact both your work life and family life. Many times we don’t see the signs of a financial trouble until it’s too late. But financial crisis doesn’t occur overnight. There are several signs that will tell you whether you need debt consolidation help. Please read below just a few of these: You pay only monthly minimums or miss... Read More
Borrowing has a bigger impact on your wealth than almost any other decision you make. So what’s a good reason to borrow? To buy a house, sure, but not much else. The decisions about when and why to borrow have a bigger impact on your overall wealth than almost any other decision you make. Yet few of us think about it... Read More
