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Christian Debt Services does not provide direct debt relief services for consumers but we do offer online referrals for consumers who are searching for debt relief options and solutions. Some of the debts that are eligible for debt relief include unsecured debts such as credit card debt, medical bills, store charge cards, utilities, memberships, and other debts not secured by personal property or collateral. If you are in debt, regardless of your situation, we believe it is important to be aware that bankruptcy is not your only option for debt relief. While bankruptcy is a valuable option that has helped many people get a fresh financial start, there are additional debt relief options that have also been popular among consumers. These options include debt management programs which can reduce interest rates, late fees and penalties, lower payments, and often help consumers get out of debt faster than they could on their own. In addition, debt settlement programs are available for consumers who wish to “settle” debts with credit card companies, who may be willing to reduce or “forgive” debts for much less than what is actually owed.

To find out if a particular debt relief option is right for you, you may request a free debt relief analysis and savings estimate at no obligation. This will allow you to see what debt relief could do for you, and how much you could save, before you make a decision, free of any obligation. Also, before you make a decision regarding any debt relief option, ask your debt relief specialist how your credit could be affected. While debt relief can help to reduce debts, often significantly, it can also impact your credit. Regardless, you are wise to explore any and all debt relief options as well as the various benefits of debt relief. In addition, you should know that you can contact the credit card companies directly and request relief, either in the form of lower interest rates, a more manageable payment schedule, or even regarding a request to “settle” for substantially less than you owe. We hope that this information has been helpful to you and we wish you the very best in achieving a debt free life and financial future.

Please note that we market to consumers through permission based marketing whereby consumers are requesting debt relief assistance and under no circumstances do we utilize the services of outbound telemarketing firms or auto-dialers.